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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,732 | $185,199-34.3% | $142,874-14.8% | $167,518-27.3% |
| Participation rate | 57.9% | 78.5%-20.6pp | 72.0%-14.1pp | 82.1%-24.2pp |
| Annual return | 14.77% | 8556.90%-8542.1pp | 5638.58%-5623.8pp | 478.71%-463.9pp |
| Employer contribution / active EE | $1,785 | $5,606-68.2% | $4,145-56.9% | $4,838-63.1% |
| Participant deferral / active EE | $4,988 | $4,495+11.0% | $3,838+30.0% | $6,342-21.3% |
| Admin fee / account holder | $28,539 | $8,031+255.4% | $6,561+335.0% | $12,312+131.8% |