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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,732 | $185,225-34.3% | $142,898-14.8% | $167,536-27.3% |
| Participation rate | 57.9% | 78.5%-20.6pp | 72.0%-14.1pp | 82.1%-24.2pp |
| Annual return | 14.77% | 8558.12%-8543.4pp | 5639.64%-5624.9pp | 478.82%-464.0pp |
| Employer contribution / active EE | $1,785 | $5,607-68.2% | $4,146-57.0% | $4,839-63.1% |
| Participant deferral / active EE | $4,988 | $4,496+11.0% | $3,838+30.0% | $6,342-21.3% |
| Admin fee / account holder | $28,539 | $8,032+255.3% | $6,560+335.0% | $12,315+131.8% |