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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,777 | $82,674+213.0% | $125,363+106.4% | $68,495+277.8% |
| Participation rate | 65.0% | 75.0%-10.0pp | 82.4%-17.4pp | 67.9%-2.9pp |
| Annual return | -11.48% | -5.97%-5.5pp | 572.15%-583.6pp | -7.84%-3.6pp |
| Employer contribution / active EE | $9,700 | $3,382+186.8% | $4,815+101.5% | $2,596+273.6% |
| Participant deferral / active EE | $7,412 | $6,111+21.3% | $7,447-0.5% | $4,028+84.0% |
| Admin fee / account holder | $66,479 | $6,276+959.2% | $10,005+564.4% | $5,403+1130.3% |