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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,116 | $85,766+27.2% | $136,298-19.9% | $70,126+55.6% |
| Participation rate | 95.5% | 74.2%+21.4pp | 81.9%+13.6pp | 69.5%+26.0pp |
| Annual return | 12.28% | 31.46%-19.2pp | 5156.27%-5144.0pp | 73.15%-60.9pp |
| Employer contribution / active EE | $5,178 | $2,966+74.6% | $4,696+10.3% | $2,343+121.1% |
| Participant deferral / active EE | $3,231 | $5,051-36.0% | $6,247-48.3% | $3,332-3.0% |
| Admin fee / account holder | $2,494 | $5,421-54.0% | $9,244-73.0% | $4,645-46.3% |