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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,186 | $89,370+74.8% | $141,197+10.6% | $72,976+114.0% |
| Participation rate | 96.5% | 75.1%+21.3pp | 82.5%+14.0pp | 69.5%+27.0pp |
| Annual return | 15.91% | 111.88%-96.0pp | 71.41%-55.5pp | 81.02%-65.1pp |
| Employer contribution / active EE | $5,807 | $3,115+86.4% | $4,736+22.6% | $2,440+138.0% |
| Participant deferral / active EE | $4,160 | $5,419-23.2% | $6,710-38.0% | $3,608+15.3% |
| Admin fee / account holder | $6,469 | $5,957+8.6% | $10,265-37.0% | $5,124+26.2% |