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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,283 | $102,422+131.7% | $147,117+61.3% | $80,959+193.1% |
| Participation rate | 94.6% | 75.9%+18.7pp | 82.2%+12.4pp | 67.7%+26.9pp |
| Annual return | 8.35% | 135.16%-126.8pp | 420.54%-412.2pp | 35.67%-27.3pp |
| Employer contribution / active EE | $3,913 | $3,717+5.3% | $4,932-20.7% | $2,757+41.9% |
| Participant deferral / active EE | $4,087 | $6,652-38.6% | $8,065-49.3% | $4,300-5.0% |
| Admin fee / account holder | $48,310 | $7,953+507.4% | $12,993+271.8% | $6,925+597.6% |