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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,283 | $102,382+131.8% | $147,005+61.4% | $80,874+193.4% |
| Participation rate | 94.6% | 75.8%+18.7pp | 82.2%+12.4pp | 67.6%+26.9pp |
| Annual return | 8.35% | 134.89%-126.5pp | 418.76%-410.4pp | 35.62%-27.3pp |
| Employer contribution / active EE | $3,913 | $3,715+5.3% | $4,934-20.7% | $2,756+42.0% |
| Participant deferral / active EE | $4,087 | $6,646-38.5% | $8,070-49.3% | $4,297-4.9% |
| Admin fee / account holder | $48,310 | $7,942+508.3% | $13,006+271.4% | $6,935+596.6% |