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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,809 | $158,827-70.5% | $121,208-61.4% | $135,382-65.4% |
| Participation rate | 58.3% | 79.3%-21.0pp | 71.8%-13.4pp | 82.6%-24.3pp |
| Annual return | -2.83% | -0.64%-2.2pp | 16.93%-19.8pp | 519.77%-522.6pp |
| Employer contribution / active EE | $825 | $5,666-85.4% | $4,023-79.5% | $4,779-82.7% |
| Participant deferral / active EE | $6,026 | $4,006+50.4% | $3,345+80.1% | $5,609+7.4% |
| Admin fee / account holder | $16,516 | $6,514+153.6% | $5,020+229.0% | $10,829+52.5% |