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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,942 | $165,939-66.3% | $122,354-54.3% | $147,586-62.1% |
| Participation rate | 64.3% | 79.6%-15.3pp | 71.6%-7.4pp | 82.8%-18.5pp |
| Annual return | 11.47% | 34.56%-23.1pp | 30.28%-18.8pp | 578.59%-567.1pp |
| Employer contribution / active EE | $805 | $5,754-86.0% | $4,051-80.1% | $4,876-83.5% |
| Participant deferral / active EE | $6,247 | $4,005+56.0% | $3,287+90.1% | $5,439+14.9% |
| Admin fee / account holder | $7,938 | $7,425+6.9% | $5,479+44.9% | $10,886-27.1% |