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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,191 | $176,105-27.2% | $159,474-19.6% | $167,536-23.5% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 6.76% | 331.91%-325.2pp | 263.68%-256.9pp | 478.82%-472.1pp |
| Employer contribution / active EE | $575 | $5,299-89.1% | $4,831-88.1% | $4,839-88.1% |
| Participant deferral / active EE | $9,342 | $7,751+20.5% | $7,353+27.0% | $6,342+47.3% |
| Admin fee / account holder | $2,819 | $12,559-77.6% | $10,802-73.9% | $12,315-77.1% |