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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,487 | $138,102-15.7% | $125,381-7.1% | $134,532-13.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -12.31% | 750.73%-763.0pp | 572.31%-584.6pp | 418.27%-430.6pp |
| Employer contribution / active EE | $405 | $5,245-92.3% | $4,815-91.6% | $4,741-91.5% |
| Participant deferral / active EE | $18,442 | $7,801+136.4% | $7,448+147.6% | $6,401+188.1% |
| Admin fee / account holder | $4,682 | $11,568-59.5% | $10,007-53.2% | $11,429-59.0% |