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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,277 | $102,385+239.2% | $147,080+136.1% | $80,935+329.1% |
| Participation rate | 97.2% | 75.9%+21.4pp | 82.2%+15.0pp | 67.7%+29.6pp |
| Annual return | 16.76% | 135.09%-118.3pp | 420.17%-403.4pp | 35.66%-18.9pp |
| Employer contribution / active EE | $8,362 | $3,717+125.0% | $4,933+69.5% | $2,757+203.3% |
| Participant deferral / active EE | $11,058 | $6,651+66.3% | $8,066+37.1% | $4,299+157.2% |
| Admin fee / account holder | $5,269 | $7,951-33.7% | $12,989-59.4% | $6,924-23.9% |