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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,743 | $93,617+249.0% | $135,982+140.3% | $75,177+334.6% |
| Participation rate | 88.6% | 75.2%+13.4pp | 81.9%+6.6pp | 67.2%+21.4pp |
| Annual return | 20.16% | 30.89%-10.7pp | 68.32%-48.2pp | 160.75%-140.6pp |
| Employer contribution / active EE | $7,713 | $3,538+118.0% | $4,859+58.7% | $2,671+188.8% |
| Participant deferral / active EE | $10,176 | $6,406+58.9% | $7,760+31.1% | $4,126+146.6% |
| Admin fee / account holder | $2,118 | $6,980-69.7% | $10,767-80.3% | $5,651-62.5% |