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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,748 | $82,678+229.9% | $125,391+117.5% | $68,490+298.2% |
| Participation rate | 96.6% | 75.1%+21.5pp | 82.4%+14.2pp | 67.9%+28.7pp |
| Annual return | -18.84% | -5.97%-12.9pp | 572.41%-591.3pp | -7.85%-11.0pp |
| Employer contribution / active EE | $8,736 | $3,382+158.3% | $4,816+81.4% | $2,597+236.4% |
| Participant deferral / active EE | $9,927 | $6,111+62.4% | $7,448+33.3% | $4,028+146.5% |
| Admin fee / account holder | $2,606 | $6,277-58.5% | $10,009-74.0% | $5,403-51.8% |