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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,180 | $71,230-29.6% | $93,727-46.5% | $80,959-38.0% |
| Participation rate | 80.0% | 60.4%+19.6pp | 68.7%+11.3pp | 67.7%+12.3pp |
| Annual return | 11.22% | 11.26%0pp | 133.83%-122.6pp | 35.67%-24.4pp |
| Employer contribution / active EE | $5,390 | $1,565+244.3% | $2,421+122.6% | $2,757+95.5% |
| Participant deferral / active EE | $3,160 | $4,037-21.7% | $4,417-28.5% | $4,300-26.5% |
| Admin fee / account holder | $759 | $6,961-89.1% | $8,292-90.8% | $6,925-89.0% |