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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,320 | $138,076-14.3% | $123,553-4.2% | $135,380-12.6% |
| Participation rate | 88.9% | 84.7%+4.2pp | 82.3%+6.6pp | 82.6%+6.2pp |
| Annual return | -5.49% | 153.70%-159.2pp | 119.21%-124.7pp | 519.81%-525.3pp |
| Employer contribution / active EE | $125 | $5,152-97.6% | $4,628-97.3% | $4,779-97.4% |
| Participant deferral / active EE | $5,721 | $6,800-15.9% | $6,426-11.0% | $5,609+2.0% |
| Admin fee / account holder | $753 | $10,917-93.1% | $9,284-91.9% | $10,828-93.0% |