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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,056 | $176,120-48.9% | $159,487-43.5% | $167,553-46.3% |
| Participation rate | 90.9% | 85.0%+6.0pp | 82.8%+8.1pp | 82.1%+8.8pp |
| Annual return | 11.67% | 331.95%-320.3pp | 263.71%-252.0pp | 478.89%-467.2pp |
| Employer contribution / active EE | $0 | $5,299-100.0% | $4,831-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $7,993 | $7,752+3.1% | $7,354+8.7% | $6,343+26.0% |
| Admin fee / account holder | $1,598 | $12,561-87.3% | $10,804-85.2% | $12,316-87.0% |