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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,976 | $101,778-33.2% | $164,975-58.8% | $80,925-16.0% |
| Participation rate | 73.3% | 71.8%+1.5pp | 78.6%-5.3pp | 67.7%+5.7pp |
| Annual return | 12.82% | 16.73%-3.9pp | 70.12%-57.3pp | 35.65%-22.8pp |
| Employer contribution / active EE | $3,516 | $2,954+19.0% | $4,343-19.0% | $2,756+27.6% |
| Participant deferral / active EE | $0 | $4,477-100.0% | $6,033-100.0% | $4,299-100.0% |
| Admin fee / account holder | $8,259 | $8,221+0.5% | $12,688-34.9% | $6,940+19.0% |