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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,733 | $99,994-44.3% | $146,643-62.0% | $85,847-35.1% |
| Participation rate | 86.4% | 73.1%+13.3pp | 80.1%+6.3pp | 69.3%+17.0pp |
| Annual return | 33.40% | 18.93%+14.5pp | 22.75%+10.7pp | 318.61%-285.2pp |
| Employer contribution / active EE | $0 | $2,559-100.0% | $4,137-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $2,387 | $4,006-40.4% | $5,506-56.7% | $3,952-39.6% |
| Admin fee / account holder | $1,504 | $7,703-80.5% | $10,280-85.4% | $6,261-76.0% |