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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,741 | $91,559-51.1% | $133,978-66.6% | $79,856-44.0% |
| Participation rate | 70.2% | 73.3%-3.2pp | 79.8%-9.7pp | 69.6%+0.5pp |
| Annual return | -6.44% | 61.85%-68.3pp | 45.10%-51.5pp | 31.71%-38.1pp |
| Employer contribution / active EE | $0 | $2,384-100.0% | $3,919-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,744 | $3,734-53.3% | $5,047-65.4% | $3,741-53.4% |
| Admin fee / account holder | $6,543 | $6,321+3.5% | $8,930-26.7% | $5,306+23.3% |