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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,562 | $87,060+177.5% | $105,591+128.8% | $80,911+198.6% |
| Participation rate | 78.7% | 70.4%+8.3pp | 75.3%+3.4pp | 67.6%+11.1pp |
| Annual return | 9.76% | 17.05%-7.3pp | 116.43%-106.7pp | 35.63%-25.9pp |
| Employer contribution / active EE | $1,794 | $2,396-25.1% | $3,166-43.3% | $2,756-34.9% |
| Participant deferral / active EE | $4,950 | $3,986+24.2% | $5,008-1.2% | $4,297+15.2% |
| Admin fee / account holder | $31,243 | $8,442+270.1% | $11,024+183.4% | $6,935+350.5% |