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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,870 | $79,955+216.3% | $98,450+156.9% | $75,181+236.4% |
| Participation rate | 81.8% | 70.4%+11.5pp | 75.2%+6.7pp | 67.2%+14.6pp |
| Annual return | 13.57% | 19.75%-6.2pp | 21.16%-7.6pp | 160.69%-147.1pp |
| Employer contribution / active EE | $2,021 | $2,264-10.8% | $3,049-33.7% | $2,671-24.3% |
| Participant deferral / active EE | $5,463 | $3,752+45.6% | $4,739+15.3% | $4,126+32.4% |
| Admin fee / account holder | $20,319 | $6,841+197.0% | $8,961+126.7% | $5,650+259.6% |