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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,879 | $102,393+107.9% | $147,041+44.8% | $80,911+163.1% |
| Participation rate | 76.0% | 75.9%+0.1pp | 82.2%-6.2pp | 67.6%+8.4pp |
| Annual return | -2.64% | 134.95%-137.6pp | 419.21%-421.8pp | 35.63%-38.3pp |
| Employer contribution / active EE | $11,965 | $3,715+222.0% | $4,935+142.4% | $2,756+334.2% |
| Participant deferral / active EE | $9,104 | $6,647+37.0% | $8,071+12.8% | $4,297+111.9% |
| Admin fee / account holder | $54,003 | $7,943+579.8% | $13,006+315.2% | $6,935+678.7% |