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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,492 | $148,582+53.8% | $135,942+68.1% | $139,456+63.8% |
| Participation rate | 95.5% | 83.9%+11.6pp | 81.9%+13.5pp | 80.3%+15.1pp |
| Annual return | 12.07% | 79.26%-67.2pp | 68.28%-56.2pp | 373.45%-361.4pp |
| Employer contribution / active EE | $9,054 | $5,245+72.6% | $4,858+86.4% | $4,753+90.5% |
| Participant deferral / active EE | $8,581 | $8,101+5.9% | $7,759+10.6% | $6,711+27.9% |
| Admin fee / account holder | $125,055 | $12,402+908.3% | $10,764+1061.8% | $11,407+996.3% |