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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,492 | $148,623+53.7% | $135,974+68.0% | $139,466+63.8% |
| Participation rate | 95.5% | 83.9%+11.6pp | 81.9%+13.5pp | 80.3%+15.1pp |
| Annual return | 12.07% | 79.30%-67.2pp | 68.30%-56.2pp | 373.66%-361.6pp |
| Employer contribution / active EE | $9,054 | $5,246+72.6% | $4,859+86.3% | $4,754+90.5% |
| Participant deferral / active EE | $8,581 | $8,103+5.9% | $7,760+10.6% | $6,712+27.9% |
| Admin fee / account holder | $125,055 | $12,406+908.0% | $10,767+1061.5% | $11,409+996.1% |