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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,284 | $102,663+24.0% | $86,216+47.6% | $139,466-8.7% |
| Participation rate | 87.5% | 74.5%+13.0pp | 69.0%+18.5pp | 80.3%+7.2pp |
| Annual return | 4.25% | 1924.52%-1920.3pp | 1169.42%-1165.2pp | 373.66%-369.4pp |
| Employer contribution / active EE | $3,423 | $3,035+12.8% | $2,382+43.7% | $4,754-28.0% |
| Participant deferral / active EE | $4,193 | $4,677-10.4% | $3,986+5.2% | $6,712-37.5% |
| Admin fee / account holder | $667 | $8,663-92.3% | $6,853-90.3% | $11,409-94.2% |