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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,301 | $58,493+57.8% | $84,021+9.9% | $72,975+26.5% |
| Participation rate | 88.0% | 61.2%+26.8pp | 69.0%+19.0pp | 69.5%+18.5pp |
| Annual return | 4.83% | 28.93%-24.1pp | 71.32%-66.5pp | 81.01%-76.2pp |
| Employer contribution / active EE | $3,076 | $1,163+164.5% | $1,984+55.1% | $2,440+26.1% |
| Participant deferral / active EE | $4,004 | $2,394+67.3% | $3,239+23.6% | $3,608+11.0% |
| Admin fee / account holder | $1,217 | $4,569-73.4% | $6,102-80.1% | $5,124-76.3% |