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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,139 | $48,364+34.7% | $71,796-9.3% | $62,881+3.6% |
| Participation rate | 92.9% | 60.6%+32.2pp | 69.1%+23.7pp | 69.3%+23.6pp |
| Annual return | 1.84% | 13.16%-11.3pp | 78.04%-76.2pp | 20.14%-18.3pp |
| Employer contribution / active EE | $2,888 | $1,042+177.2% | $1,924+50.1% | $2,281+26.6% |
| Participant deferral / active EE | $4,200 | $2,091+100.9% | $2,794+50.3% | $3,203+31.1% |
| Admin fee / account holder | $2,298 | $3,771-39.1% | $4,815-52.3% | $4,296-46.5% |