Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,739 | $37,134-63.0% | $100,671-86.4% | $52,331-73.7% |
| Participation rate | 25.2% | 57.7%-32.4pp | 70.7%-45.5pp | 68.1%-42.9pp |
| Annual return | -0.98% | 0.10%-1.1pp | 20.43%-21.4pp | 4.54%-5.5pp |
| Employer contribution / active EE | $0 | $1,187-100.0% | $4,012-100.0% | $1,882-100.0% |
| Participant deferral / active EE | $916 | $2,163-57.7% | $3,144-70.9% | $3,022-69.7% |
| Admin fee / account holder | $723 | $467+54.8% | $4,850-85.1% | $592+22.2% |