Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,552 | $46,877-66.8% | $122,354-87.3% | $70,126-77.8% |
| Participation rate | 65.4% | 58.2%+7.2pp | 71.6%-6.3pp | 69.5%-4.2pp |
| Annual return | 12.54% | 24.22%-11.7pp | 30.28%-17.7pp | 73.15%-60.6pp |
| Employer contribution / active EE | $0 | $1,288-100.0% | $4,051-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,977 | $2,167-8.8% | $3,287-39.8% | $3,332-40.7% |
| Admin fee / account holder | $373 | $3,324-88.8% | $5,479-93.2% | $4,645-92.0% |