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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,829 | $58,726-16.9% | $142,898-65.8% | $85,847-43.1% |
| Participation rate | 58.5% | 58.5%0pp | 72.0%-13.4pp | 69.3%-10.8pp |
| Annual return | 13.80% | 27.73%-13.9pp | 5639.64%-5625.8pp | 318.61%-304.8pp |
| Employer contribution / active EE | $1,461 | $1,424+2.7% | $4,146-64.7% | $2,565-43.0% |
| Participant deferral / active EE | $3,450 | $2,609+32.2% | $3,838-10.1% | $3,952-12.7% |
| Admin fee / account holder | $1,168 | $4,234-72.4% | $6,560-82.2% | $6,261-81.3% |