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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,590 | $48,570-35.0% | $130,660-75.8% | $72,976-56.7% |
| Participation rate | 53.1% | 58.6%-5.4pp | 71.7%-18.6pp | 69.5%-16.4pp |
| Annual return | 20.76% | 38.63%-17.9pp | 1709.29%-1688.5pp | 81.02%-60.3pp |
| Employer contribution / active EE | $1,274 | $1,334-4.5% | $4,092-68.9% | $2,440-47.8% |
| Participant deferral / active EE | $2,713 | $2,384+13.8% | $3,603-24.7% | $3,608-24.8% |
| Admin fee / account holder | $868 | $3,549-75.5% | $5,463-84.1% | $5,124-83.1% |