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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $422,941 | $97,289+334.7% | $92,805+355.7% | $155,188+172.5% |
| Participation rate | 80.0% | 84.2%-4.2pp | 83.5%-3.5pp | 80.8%-0.8pp |
| Annual return | 14.13% | 29.03%-14.9pp | 31.59%-17.5pp | 148.84%-134.7pp |
| Employer contribution / active EE | $15,508 | $3,632+327.0% | $3,424+352.9% | $4,248+265.1% |
| Participant deferral / active EE | $11,186 | $8,795+27.2% | $8,448+32.4% | $6,531+71.3% |
| Admin fee / account holder | $7,658 | $12,015-36.3% | $10,911-29.8% | $14,480-47.1% |