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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,677 | $108,911+255.0% | $100,392+285.2% | $145,884+165.1% |
| Participation rate | 88.9% | 83.0%+5.9pp | 81.5%+7.4pp | 80.3%+8.6pp |
| Annual return | 9.27% | 58.23%-49.0pp | 49.45%-40.2pp | 551.85%-542.6pp |
| Employer contribution / active EE | $19,471 | $4,420+340.5% | $3,941+394.0% | $4,662+317.6% |
| Participant deferral / active EE | $12,034 | $8,459+42.3% | $8,090+48.8% | $6,690+79.9% |
| Admin fee / account holder | $2,557 | $9,698-73.6% | $7,904-67.6% | $13,392-80.9% |