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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,455 | $105,158+244.7% | $94,672+282.9% | $139,487+159.8% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 12.24% | 38.11%-25.9pp | 156.89%-144.7pp | 373.84%-361.6pp |
| Employer contribution / active EE | $17,880 | $4,107+335.3% | $3,673+386.8% | $4,755+276.1% |
| Participant deferral / active EE | $16,064 | $7,599+111.4% | $7,417+116.6% | $6,713+139.3% |
| Admin fee / account holder | $23,002 | $8,972+156.4% | $7,222+218.5% | $11,407+101.6% |