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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $422,941 | $107,666+292.8% | $102,184+313.9% | $154,746+173.3% |
| Participation rate | 80.0% | 83.7%-3.7pp | 82.6%-2.6pp | 80.7%-0.7pp |
| Annual return | 14.13% | 29.33%-15.2pp | 31.58%-17.4pp | 172.34%-158.2pp |
| Employer contribution / active EE | $15,508 | $3,846+303.2% | $3,594+331.5% | $4,379+254.1% |
| Participant deferral / active EE | $11,186 | $8,719+28.3% | $8,309+34.6% | $6,730+66.2% |
| Admin fee / account holder | $7,658 | $12,943-40.8% | $11,609-34.0% | $14,365-46.7% |