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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $422,941 | $135,905+211.2% | $126,068+235.5% | $198,609+113.0% |
| Participation rate | 80.0% | 85.6%-5.6pp | 84.7%-4.7pp | 82.4%-2.4pp |
| Annual return | 14.13% | 14.07%+0.1pp | 15.01%-0.9pp | 202.70%-188.6pp |
| Employer contribution / active EE | $15,508 | $4,245+265.3% | $3,968+290.8% | $5,055+206.8% |
| Participant deferral / active EE | $11,186 | $8,523+31.2% | $8,214+36.2% | $6,977+60.3% |
| Admin fee / account holder | $7,658 | $21,036-63.6% | $18,264-58.1% | $19,030-59.8% |