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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,454 | $154,159-19.3% | $130,026-4.3% | $139,456-10.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 20.41% | 32.50%-12.1pp | -137.26%+157.7pp | 373.45%-353.0pp |
| Employer contribution / active EE | $10,870 | $5,292+105.4% | $4,321+151.5% | $4,753+128.7% |
| Participant deferral / active EE | $11,603 | $6,710+72.9% | $5,821+99.3% | $6,711+72.9% |
| Admin fee / account holder | $1,771 | $14,001-87.3% | $10,608-83.3% | $11,407-84.5% |