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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,941 | $135,645-30.0% | $110,243-13.9% | $135,379-29.9% |
| Participation rate | 70.6% | 83.5%-12.9pp | 79.8%-9.2pp | 82.6%-12.1pp |
| Annual return | -7.04% | 513.24%-520.3pp | 314.76%-321.8pp | 519.79%-526.8pp |
| Employer contribution / active EE | $0 | $4,907-100.0% | $3,827-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $3,312 | $5,507-39.9% | $4,672-29.1% | $5,609-40.9% |
| Admin fee / account holder | $665 | $11,458-94.2% | $8,548-92.2% | $10,828-93.9% |