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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,281 | $232,540-5.3% | $185,117+19.0% | $147,586+49.3% |
| Participation rate | 81.8% | 82.4%-0.5pp | 77.3%+4.6pp | 82.8%-1.0pp |
| Annual return | 10.71% | 43.03%-32.3pp | 40.50%-29.8pp | 578.59%-567.9pp |
| Employer contribution / active EE | $2,857 | $5,195-45.0% | $4,182-31.7% | $4,876-41.4% |
| Participant deferral / active EE | $7,938 | $5,834+36.1% | $5,045+57.3% | $5,439+45.9% |
| Admin fee / account holder | $4,346 | $10,275-57.7% | $8,159-46.7% | $10,886-60.1% |