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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,202 | $190,916+12.2% | $160,037+33.8% | $134,545+59.2% |
| Participation rate | 66.7% | 82.0%-15.3pp | 78.0%-11.3pp | 81.2%-14.6pp |
| Annual return | -18.06% | 552.79%-570.8pp | 408.95%-427.0pp | 418.37%-436.4pp |
| Employer contribution / active EE | $2,316 | $4,996-53.6% | $4,226-45.2% | $4,742-51.1% |
| Participant deferral / active EE | $8,260 | $6,925+19.3% | $6,184+33.6% | $6,401+29.0% |
| Admin fee / account holder | $26,304 | $10,497+150.6% | $8,716+201.8% | $11,431+130.1% |