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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,036 | $138,312-45.7% | $122,979-39.0% | $155,188-51.6% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 5.70% | 22.06%-16.4pp | 20.12%-14.4pp | 148.84%-143.1pp |
| Employer contribution / active EE | $2,122 | $3,530-39.9% | $3,062-30.7% | $4,248-50.1% |
| Participant deferral / active EE | $7,549 | $5,592+35.0% | $5,003+50.9% | $6,531+15.6% |
| Admin fee / account holder | $44,446 | $15,089+194.6% | $12,864+245.5% | $14,480+207.0% |