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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,977 | $103,393+53.8% | $87,103+82.5% | $152,909+4.0% |
| Participation rate | 83.3% | 79.4%+4.0pp | 76.9%+6.5pp | 82.5%+0.9pp |
| Annual return | 5.04% | 28.10%-23.1pp | 28.19%-23.2pp | 345.46%-340.4pp |
| Employer contribution / active EE | $2,053 | $3,221-36.3% | $2,521-18.6% | $4,764-56.9% |
| Participant deferral / active EE | $7,306 | $4,778+52.9% | $4,049+80.4% | $5,851+24.9% |
| Admin fee / account holder | $19,118 | $12,195+56.8% | $7,491+155.2% | $11,601+64.8% |