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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,574 | $124,346+44.4% | $111,306+61.3% | $167,553+7.2% |
| Participation rate | 69.2% | 79.6%-10.4pp | 77.3%-8.1pp | 82.1%-12.9pp |
| Annual return | 34.56% | 37.46%-2.9pp | 54.67%-20.1pp | 478.89%-444.3pp |
| Employer contribution / active EE | $1,014 | $3,438-70.5% | $2,732-62.9% | $4,840-79.1% |
| Participant deferral / active EE | $4,978 | $5,182-3.9% | $4,488+10.9% | $6,343-21.5% |
| Admin fee / account holder | $32,734 | $10,623+208.1% | $7,966+310.9% | $12,316+165.8% |