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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,123 | $114,712+4.7% | $173,730-30.9% | $87,485+37.3% |
| Participation rate | 91.4% | 73.0%+18.4pp | 79.6%+11.9pp | 68.9%+22.5pp |
| Annual return | 10.56% | 20.18%-9.6pp | 19.96%-9.4pp | 26.06%-15.5pp |
| Employer contribution / active EE | $1,539 | $2,904-47.0% | $4,577-66.4% | $2,596-40.7% |
| Participant deferral / active EE | $4,108 | $4,642-11.5% | $6,326-35.1% | $4,274-3.9% |
| Admin fee / account holder | $49,265 | $10,210+382.5% | $17,523+181.1% | $7,775+533.7% |