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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,542 | $65,555+56.4% | $86,216+18.9% | $75,173+36.4% |
| Participation rate | 95.2% | 60.5%+34.8pp | 69.0%+26.3pp | 67.2%+28.0pp |
| Annual return | 4.21% | 46.07%-41.9pp | 1169.42%-1165.2pp | 160.72%-156.5pp |
| Employer contribution / active EE | $0 | $1,553-100.0% | $2,382-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $3,552 | $3,023+17.5% | $3,986-10.9% | $4,126-13.9% |
| Admin fee / account holder | $882 | $5,469-83.9% | $6,853-87.1% | $5,651-84.4% |