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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,463 | $101,618+65.8% | $93,063+81.0% | $137,256+22.7% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 15.14% | 223.95%-208.8pp | 34.15%-19.0pp | 220.34%-205.2pp |
| Employer contribution / active EE | $1,089 | $2,707-59.8% | $2,476-56.0% | $4,156-73.8% |
| Participant deferral / active EE | $5,609 | $4,279+31.1% | $3,958+41.7% | $6,407-12.4% |
| Admin fee / account holder | $2,356 | $6,198-62.0% | $6,033-61.0% | $12,270-80.8% |