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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,910 | $110,379-68.4% | $102,412-65.9% | $145,884-76.1% |
| Participation rate | 82.6% | 77.9%+4.7pp | 74.5%+8.1pp | 80.3%+2.3pp |
| Annual return | 11.95% | 24.84%-12.9pp | 24.94%-13.0pp | 551.85%-539.9pp |
| Employer contribution / active EE | $2,103 | $4,216-50.1% | $3,870-45.7% | $4,662-54.9% |
| Participant deferral / active EE | $6,854 | $5,622+21.9% | $5,060+35.4% | $6,690+2.5% |
| Admin fee / account holder | $1,058 | $9,745-89.1% | $8,388-87.4% | $13,392-92.1% |