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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,529 | $181,896-65.1% | $156,551-59.4% | $273,972-76.8% |
| Participation rate | 94.7% | 88.4%+6.4pp | 84.0%+10.7pp | 83.0%+11.7pp |
| Annual return | -18.91% | 30.74%-49.7pp | 32.23%-51.1pp | 41.46%-60.4pp |
| Employer contribution / active EE | $4,086 | $6,248-34.6% | $5,501-25.7% | $4,869-16.1% |
| Participant deferral / active EE | $3,106 | $5,550-44.0% | $4,871-36.2% | $5,287-41.3% |
| Admin fee / account holder | $832 | $15,560-94.7% | $13,028-93.6% | $10,133-91.8% |