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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,716 | $217,432+39.2% | $185,851+62.9% | $167,553+80.7% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 10.44% | 148.43%-138.0pp | 122.11%-111.7pp | 478.89%-468.5pp |
| Employer contribution / active EE | $6,199 | $5,874+5.5% | $5,168+19.9% | $4,840+28.1% |
| Participant deferral / active EE | $4,748 | $6,357-25.3% | $5,569-14.7% | $6,343-25.1% |
| Admin fee / account holder | $6,613 | $19,820-66.6% | $16,245-59.3% | $12,316-46.3% |