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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,026 | $150,447-18.2% | $136,298-9.7% | $147,586-16.6% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 16.95% | 1049.15%-1032.2pp | 5156.27%-5139.3pp | 578.59%-561.6pp |
| Employer contribution / active EE | $2,655 | $5,256-49.5% | $4,696-43.5% | $4,876-45.6% |
| Participant deferral / active EE | $8,897 | $6,631+34.2% | $6,247+42.4% | $5,439+63.6% |
| Admin fee / account holder | $15,410 | $10,906+41.3% | $9,244+66.7% | $10,886+41.6% |