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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,470 | $76,551+39.1% | $123,894-14.1% | $62,881+69.3% |
| Participation rate | 88.5% | 73.0%+15.5pp | 81.4%+7.1pp | 69.3%+19.2pp |
| Annual return | 10.11% | 18.68%-8.6pp | 47.52%-37.4pp | 20.14%-10.0pp |
| Employer contribution / active EE | $1,628 | $2,882-43.5% | $4,617-64.7% | $2,281-28.6% |
| Participant deferral / active EE | $7,042 | $4,840+45.5% | $5,984+17.7% | $3,203+119.9% |
| Admin fee / account holder | $4,085 | $4,826-15.3% | $8,357-51.1% | $4,296-4.9% |