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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,649 | $106,974-41.4% | $90,796-31.0% | $138,895-54.9% |
| Participation rate | 28.6% | 74.9%-46.3pp | 69.5%-40.9pp | 79.9%-51.3pp |
| Annual return | 22.91% | 20.10%+2.8pp | 19.29%+3.6pp | 145.39%-122.5pp |
| Employer contribution / active EE | $598 | $2,609-77.1% | $2,294-73.9% | $4,194-85.7% |
| Participant deferral / active EE | $3,739 | $4,455-16.1% | $3,822-2.2% | $6,396-41.5% |
| Admin fee / account holder | $818 | $8,626-90.5% | $7,024-88.4% | $12,562-93.5% |