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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,117 | $95,601-72.7% | $77,183-66.2% | $139,456-81.3% |
| Participation rate | 31.3% | 74.0%-42.7pp | 69.6%-38.3pp | 80.3%-49.1pp |
| Annual return | 30.04% | 54.96%-24.9pp | 37.89%-7.9pp | 373.45%-343.4pp |
| Employer contribution / active EE | $530 | $3,145-83.2% | $2,534-79.1% | $4,753-88.9% |
| Participant deferral / active EE | $3,626 | $4,623-21.6% | $3,833-5.4% | $6,711-46.0% |
| Admin fee / account holder | $328 | $8,302-96.0% | $5,475-94.0% | $11,407-97.1% |